Dear Friend,

For years, Michigan’s broken auto insurance system meant we paid the highest rates in the nation by far. Too many Michigan residents were having to choose between insuring their car or paying their rent, buying groceries or paying for college. Thousands drove without insurance, putting themselves and everyone else on the road at tremendous risk.

Last year, Senate Republicans made reforming our insurance laws our top priority and passed Senate Bill 1 with bipartisan support. When the bill takes effect on July 1, 2020, you will finally be able to choose the coverage that best fits your needs and budget.

Before choosing a plan, you should consider:

• The financial impacts and insurance protections of each personal injury protection (PIP) medical coverage level.
• What is covered under your private health insurance plan, including information on auto accident injury coverage.
• Individuals covered under your private health insurance plan.

I hope this brochure helps answer questions you may have about the changes coming to our auto insurance system. Before making a final decision, you should consult with an auto insurance agent, insurance company or financial advisor.

For more information on these new laws, including a list of insurance agents, visit Michigan.gov/AutoInsurance, email [email protected] or call 833-ASK-DIFS. You can also contact my office with any questions you may have.

Sincerely,

Senator Rick Outman
33rd District